Bush Thompson Insurance | Powered by Beck Partners
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Coverage in action: cyber liability insurance

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or data breach […]

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The Risks of Air BnB & Home Sharing

Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, the […]

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U.S. Commercial Premiums Continue to Cool, but Cyber Rates Soar

Premiums for commercial property and casualty (P&C) insurance lines once again increased in the second quarter (Q2) of 2021, led by a 25.5% jump in cyber. Q2 marked the 15th consecutive quarter of U.S. commercial P&C premium increases—8.3% across all-sized accounts, according to The Council of Insurance Agents and Brokers (CIAB) Commercial Property/Casualty Market Index. Spotlight […]

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How to file a property insurance claim

If you’ve had a fire, water damage or another unfortunate event at your property, your actions can make all the difference. Here’s how to maneuver through the claims process with ease: Protect property from further damage: Cover the property if it is exposed to the elements. Make temporary repairs, if reasonable and necessary, to protect […]

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Commercial Property Insurance Rating

Understanding the outside factors that impact your commercial property insurance can be complicated, particularly for those with little to no knowledge of what goes into the underwriting process. While the type of business you’re in, your location and the state of the insurance industry in general can all affect commercial property coverage pricing, there’s often […]

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Beck Partners Celebrates Jennifer Hudzinski’s 17 Years of Service!

Jennifer Hudzinski is an Account Manager with our Orange Park office. We are excited celebrate Jennifer’s 17 years of service and recognize her consistent hard work. Her official anniversary with Bush Thompson is July 29, 2021. Before her days with Bush Thompson, she served as a personal and commercial lines account manager with a Nationwide […]

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Know Your Home Insurance

Excess Flood Coverage for Homeowners Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can help cover flood damage, it may not cover all of your flood risks. Most policies purchased through the NFIP have coverage limits […]

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FEMA Unveils Changes to the National Flood Insurance Program

The Federal Emergency Management Agency (FEMA) announced that it will be updating the National Flood Insurance Program (NFIP) pricing methodology through a new risk rating system. According to FEMA, this system—which is being referred to as “Risk Rating 2.0”—will leverage additional information and variables to help communicate policyholders’ flood risks more clearly, as well as […]

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Avoiding Contractor Fraud

The average homeowner isn’t likely to know much when it comes to the costs of materials and labor put into home repairs. As a result, it’s important to stay informed when dealing with contractors so you don’t end up paying for repairs you don’t need. It’s often said that if something seems too good to […]

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Life Insurance Basics

If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses such as childcare and other domestic items can create financial hardship, too.  There are two basic […]