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Commercial Property Insurance Rating

Understanding the outside factors that impact your commercial property insurance can be complicated, particularly for those with little to no knowledge of what goes into the underwriting process. While the type of business you’re in, your location and the state of the insurance industry in general can all affect commercial property coverage pricing, there’s often […]

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Know Your Home Insurance

Excess Flood Coverage for Homeowners Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can help cover flood damage, it may not cover all of your flood risks. Most policies purchased through the NFIP have coverage limits […]

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Insurance Considerations for Solar Panels

If you’ve decided to invest in solar energy for your home, Beck Partners Insurance has the coverage solutions to help meet your unique needs. Going green is quickly becoming the hottest trend among homeowners. Using alternative sources of energy benefits the environment and your pocketbook due to lower electricity and heating bills, and may even […]

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Life Insurance Basics

If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses such as childcare and other domestic items can create financial hardship, too.  There are two basic […]

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Hard-to-insure homes

Although it’s always important to purchase homeowners insurance to protect your investment, some homes are harder to insure than others. These homes, referred to as “hard to place homes,” are usually exposed to a large number or variety of risks, and insurance providers are more hesitant to provide coverage for them. Here are some common […]

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How does recoverable depreciation work?

Recoverable depreciation is an important, and often misunderstood, concept in the insurance industry. If you’re currently in the process of making an insurance claim, or, if you own insured property and assets that are subject to future claims, then it’s important you understand how recoverable depreciation works. Under most insurance policies, claim reimbursement starts with […]

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Advanced Business Planning for Natural Disasters

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance […]

Protecting you and your family before, during and after a hurricane

Hurricanes are capable of producing winds in excess of 155 miles per hour and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. All Atlantic and Gulf of Mexico coastal areas are subject to hurricanes. Parts […]

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2020 Hurricane Season: Are You Prepared?

Hurricanes are capable of producing winds in excess of 155 miles per hour and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall.